Ponte una meta a corto plazo y que sea alcanzable
Throughout our lifetime we have felt the joy of having a new toy. Maybe when we were younger having a new car was what got us excited, and with age maybe it was a new home that fueled our drive. Just like how our interests progress with age, the opportunities that come and go also change with time. We must learn to recognize what phase of life we are in and what that means for our finances.
The universal rule for saving money recommends a 50/20/30 split. This means that 50% of what we earn should be used for daily and common expenses, 20% is meant to be saved and 30% is left for personal expenses.
We can foster the desire to save money in the following ways:
If you can’t adhere to the 50/20/30 ratio you must set one for your life that is sustainable. Be constant!
Busca maneras en donde no puedas tocar ese dinero, desde una alcancía, cuenta bancaria, pagaré bancario, CETES directo, caja de ahorro o hasta una tanda.
Look for ways in which you can not touch your own money. Be it a piggy bank, bank account, bonds, or a savings account.
Steer clear of impulse purchases!